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The Lyft app Creates Confusing Insurance and Liability Issues

Published on Aug 18, 2022 at 8:44 pm in Lyft Accidents.

Rideshare apps such as Lyft are the best description of innovation in the transportation industry. But with innovation, there are always teething problems at first. It’s no different with the rideshare apps, but this time, it is with insurance and liability – not functionality. 

The Lyft app has created a lot of confusion for drivers and passengers regarding insurance and liability. Recently, there have been several accidents involving Lyft drivers, and many people wonder who is at fault in these situations.

What are the insurance and liability issues associated with the Lyft app, and what can you do to protect yourself if you are involved in an accident with a Lyft driver?

Insurance and Liability Issues Associated with the Lyft App

The insurance and liability issues associated with the Lyft app are complicated and confusing. Drivers and passengers are both unsure of who is responsible in the event of an accident or injury. In addition, many people are unaware of the insurance coverage that Lyft provides.

While Lyft advertises a $1 million liability insurance, they have often escaped liability, considering they don’t directly hire their drivers. There are factors like on and off-app accidents that further complicate the issue. 

In most cases, the provided coverage may not be enough to protect you in an accident. If injured in a crash with a Lyft driver, your medical expenses may not be covered by Lyft’s insurance policy, depending on the driver’s status. Was the driver logged into the Lyft system when the accident occurred? 

If the driver’s vehicle is damaged in an accident, Lyft’s insurance policy may not cover the cost of repairs. The rideshare firm may also escape liability where their independently contracted driver was not directly involved in the crash. 

If involved in an accident with a Lyft driver or injured in an accident while using the Lyft app, you will need to file a claim with Lyft’s insurance carrier. This can be a complicated and time-consuming process, and it is essential to know that Lyft’s insurance may not cover you if the driver’s negligence caused the accident.

With a personal injury attorney, you can determine if you have a case against Lyft and can help you get the compensation you deserve.

What if You are Involved in an Accident with a Lyft Driver?

Collect as much evidence as possible if you are involved in an accident with a Lyft driver. Take pictures of the accident scene, get the contact information of any witnesses, and obtain a copy of the police report.

Even if you don’t think you’re injured, seeking medical attention is essential after an accident. Many injuries, such as whiplash, can take days or weeks to manifest. Seeking medical attention immediately ensures you get the treatment needed and documents your injuries.

If you have been injured in an accident with a Lyft driver, you must contact a personal injury lawyer immediately. A rideshare accident lawyer with the Ride App Attorneys can help you determine if you have a case against Lyft and can help you get the compensation you deserve. Contact us today for a free consultation. 

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